Advantages Of Debt Settlement

There is no doubt that there are many different credit programs out there and all of them are bidding for your business. There are advantages and disadvantages to each but we feel like our company is special even in the world of debt settlement (see Advantages Unique to Our Company). The following are some advantages to using debt settlement.

Potential Savings

The nature of debt settlement is to negotiate a lower overall amount for the debtor. Therefore, with our program the majority of our clients save a significant amount of money.

We do not report to the credit agencies.

Unlike many debt settlement agencies we do not report to your credit agencies. This has an excellent effect on your credit score because instead of showing "settled" on your accounts it will show "paid-in-full" which is a sign of responsibility in the world of credit reports.

Many of our clients are able to reestablish themselves in 6 to 18 months. 

Since we are not a credit reporting agency, you will have established that you were able to handle your own financial affairs. This will have have a strong impact on your credit report and your credit score which is what you need to reestablish your credit.